List of Auto Insurance Companies in Georgia — The list of auto insurance companies in Georgia can be really long, and getting quotes can be time consuming if you are targeting them all. Insuring your car is an absolute need for protection. However, which insurance is the best? Perhaps, you want to start with the cheap ones. Here are the review cheapest on the list.
Cheapest Car Insurance in Georgia
So far, this company has the cheapest car insurance in Georgia. Survey result showed that the company offers only around $666 annually in most cities in Georgia. This company has excellent options for military personals and federal employees. Common customers can also choose among so many plans for their car.
This company is known to offer biggest benefits as well as discounts too. Unfortunately, we may encounter mixed up reviews online about this company reputation. In addition to it, their customer service quality in several cities needs serious improvement. Comparing to other insurance companies, they deserve first attention.
|auto insurance company names||GEICO auto insurance|
This company makes the second place due to many good reasons. They offer very affordable rate for customers, which according to the survey is around $871 annually. Customers also claim their satisfaction on fast response and adjustment upon their claims. Customers never need to go run around for the process.
Their customer service is nice too. However, this insurance company only offers policies to military personals and people working for certain government agencies. The insurance should be available for those people families as well. They don’t have local representatives so every communication needs to be done online or through the phone.
|auto insurance company names||USAA insurance|
3. Auto Owners
This company offers around $875 rate to customers in Georgia. So, who has the cheapest car insurance here? Auto Owners makes one of them. They only serve in 26 states, and Georgia is included on the area coverage so far. Customers are always satisfied to their service, and the claim process is always practical and fast.
In addition to the basic or regular packaged, customers are allowed to enhance their insurance policies with the offered Automobile Plus Package. It means customers have even more options and freedom to choose the protection.
|auto insurance company names||Auto Owners Insurance|
This company has many options to offer, but they offer only around $887 annually. Beside the regular packages, they also offer supplements to your existing policy so you can adjust and personalized your protection as you need to.
This company also has excellent offers to those who have new cars to protect by offering you with preservation to your new car value up to four years since the year of the policy agreement. They also have special discounts for newly engaged couple, and teachers too. Even though they don’t provide insurance nationwide, Georgia is on their coverage area. We may find difficulties to get the quotes online though.
|auto insurance company names||Country financial|
So, who has the lowest car insurance rates next? The answer is Encompaas. This particular insurance company offers around $1,048 annually in average. Beside the relatively low rates and options on insurance policies, this company is also known to offer unique protection on each of the policy.
They also have very fair and reasonable premiums for insurance coverage which is nice to have. Their financial stability is more than excellent and their solvency is really nice to have as well. However, we may find few reviews that mention claim response that is considered below average. This can be the flaw.
|auto insurance company names||Encompass insurance|
Allstate offers around $1,183 rate in average annually. Even though it may not the cheapest, it is still lower than the other policies from many other companies. This company doesn’t only have many options for insurance, but also beneficial features.
For example, Claim Satisfaction Guarantee makes sure that customers are satisfied while making claim including the payout and the whole process for it. Customers will also get great help from agents that work under great network and with complete knowledge needed. However, this company is reported to have bad communication and customers have several complains about premium payment.
|auto insurance company names||Allstate|
7. Central Mutual
This company offers around $1,216 of average rate annually. It makes the sixth cheapest among all in Georgia. So, who has the cheapest auto insurance quotes in Georgia? Based on the rate, this company makes one of them.
Behind this small company, a long history allows them to provide flexible products to customers with technology integrated service, which is suitable for today communication. However, there are negative reviews as well from customers. They commonly complain about the low customer service quality, and the long process in claiming and billing process that appears to be difficult.
|auto insurance company names||Central Mutual Insurance|
Who has the Cheapest Auto insurance Quotes in Georgia?
Those insurance companies have serious reputation of giving the cheapest quotes to holders. However, the rate should also be highly affected by other factors too including your residency location like the city, accident or traffic records, and the vehicles. However, you should try getting quotes from those companies among all in the list of auto insurance companies in Georgia in 2016 – 2017.
Read another insurance tips: Best Cars to Insure for Young Drivers 2016 – 2017